Clearpay lends you a fixed amount of credit, so you can pay for your purchase over 4 instalments, due every 2 weeks. You must be 18+ and a permanent UK resident (excl Channel Islands).T&Cs and other eligibility criteria apply. Ensure you can make repayments on time. Clearpay charges a £6 late fee for each late instalment and a further £6 if it’s still unpaid 7 days later. Late fees are capped at £6 for orders under £24 and the lowest of £24 or 25% of the order value for orders over £24. Missed payments may affect your ability to use Clearpay in the future, and they may pass unpaid debt to a debt collection agency. Clearpay is credit that is not regulated by the Financial Conduct Authority.

Simply shop online or in-store (where available) and add items to your shopping bag and checkout as normal. At the checkout, choose Clearpay as your payment method. First-time customers will need to register with Clearpay and provide payment details, as usual, returning customers simply log in to make their purchase. It’s that easy! Please note that all items in your shopping bag must be eligible for Clearpay. A minimum purchase amount may apply, and you must meet additional eligibility requirements to qualify.

All customers are required to make their first payment at the time of purchase, with the remaining three payments deducted every two weeks from your chosen payment method. If you choose to make additional payments before your scheduled pay dates, you may do so through your Clearpay account. You can log in to your Clearpay account to view your payment schedule and make a payment before the due date if you choose to do so.

If funds are not available, or you otherwise do not make your payment when it is due, late fees may apply. See here for complete terms.

Yes, transaction value limits apply to purchases made on the retailer website using Clearpay (£1,200).

If you have changed your mind, you can return your Clearpay purchase in-store or by a courier for a refund. Please check that your return or exchange meets our Return policy here. Clearpay will be notified of your return and will process the appropriate refunds. Please do not return your purchase to Clearpay. If you believe there is fault or concern with your Clearpay purchase payment, please contact Clearpay customer support at info@Clearpay.co.uk.

If you would like to know more about Clearpay, visit the Clearpay website www.clearpay.co.uk for a comprehensive list of FAQs, terms, as well as Clearpay’s Privacy Policy, which can be found at www.clearpay.co.uk/en-GB/privacy-policy.

If you have any questions about your Clearpay account, please contact Clearpay directly via a web form found here.